Personal finance

FILE - In this Wednesday, July 5, 2017, file photo, a sold sign is displayed in front of a house in Sacramento, Calif. On Thursday, Dec. 14, 2017, Mortgage buyer Freddie Mac said the benchmark 30-year home loan rate was down from 3.94 percent a week earlier and 4.16 percent a year ago. (AP Photo/Rich Pedroncelli, File)
December 14, 2017 - 10:35 am
WASHINGTON (AP) — The rate on 30-year fixed-rate U.S. mortgages slipped to 3.93 percent this week. Mortgage buyer Freddie Mac said Thursday that the benchmark 30-year home loan rate was down from 3.94 percent last week and 4.16 percent a year ago. The rate on 15-year, fixed-rate mortgages, popular...
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December 13, 2017 - 6:05 pm
NEW YORK (AP) — Walmart is providing workers with an app aimed at helping them budget their money and get paid before payday. The retailer said Wednesday that it teamed up with financial technology startup Even and PayActiv to provide an app to 1.4 million Walmart workers. The Even app...
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Postal Regulatory Commission Chairman Robert Taub speaks during a news conference in Washington, Friday, Dec. 1, 2017. Federal regulators are moving to give the U.S. Postal Service more freedom to raise stamp costs beyond the rate of inflation. The commission's proposal would allow the beleaguered Postal Service to increase the price of a first-class stamp by an additional 2 percent above the rate of inflation to avoid bankruptcy and improve mail and package delivery. ( AP Photo/Jose Luis Magana)
December 01, 2017 - 2:49 pm
WASHINGTON (AP) — Seeking to bolster the ailing U.S. Postal Service, federal regulators moved on Friday to allow bigger jumps to stamp prices beyond the rate of inflation, a move that could eventually add millions more dollars to companies' shipping rates and consumer costs. The Postal Regulatory...
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FILE - In this Monday, June 19, 2017, file photo, a user gets ready to launch Facebook on an iPhone, in North Andover, Mass. Facebook and record label Universal Music Group have signed a multiyear deal that will let Facebook users share videos that have the label's music in them. (AP Photo/Elise Amendola, File)
November 29, 2017 - 4:45 pm
NEW YORK (AP) — Facebook is pledging $50 million a year to match disaster-relief donations, part of a bevy of tools and efforts around charitable causes the social media giant announced on Wednesday. The pledge isn't all new money, but represents an effort to formalize matches Facebook has already...
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Federal Reserve Chair Janet Yellen testifies before the Federal Reserve Board Joint Economic Committee, Wednesday, Nov. 29, 2017, on Capitol Hill in Washington. (AP Photo/Jacquelyn Martin)
November 29, 2017 - 11:42 am
WASHINGTON (AP) — The Latest on Fed Chair Janet Yellen's testimony to the Joint Economic Committee (all times local): ___ 11:35 a.m. Federal Reserve Chair Janet Yellen, who has endured numerous contentious hearings before Congress, is enjoying a warmer atmosphere in what's likely her final...
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FILE - In this Thursday, Nov. 23, 2017, file photo, people wait in line for a Best Buy store to open for a Black Friday sale on Thanksgiving Day, in Overland Park, Kan. On average, Americans plan to spend more than $550 on gifts for friends and loved ones this holiday season, according to a recent NerdWallet survey conducted by Harris Poll. But budgets are tight. (AP Photo/Charlie Riedel, File)
November 29, 2017 - 10:54 am
The holiday season is supposed to be about joy, giving and spending time with our favorite people. But just as you might pack on a few extra pounds over the holidays, you might pack on some extra debt, too. On average, Americans plan to spend more than $550 on gifts for friends and loved ones this...
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FILE - In this Aug. 7, 2017 file photo, is an overview of the Presidio Terrace neighborhood in San Francisco. Wealthy homeowners whose private, gated and very exclusive San Francisco street was auctioned off after decades of unpaid taxes are asking supervisors to undo the sale Monday, Nov. 27, 2017, prompting cries of elitism in a city obsessed with property and fairness. (AP Photo/Marcio Jose Sanchez, File)
November 28, 2017 - 10:32 pm
SAN FRANCISCO (AP) — Residents of an exclusive San Francisco neighborhood who failed to pay taxes on their private, gated street for two decades got the street back Tuesday after supervisors voted to rescind the sale of the tax-defaulted property. The Board of Supervisors split 7-4 on the move,...
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Mick Mulvaney speaks during a news conference after his first day as acting director of the Consumer Financial Protection Bureau in Washington, Monday, Nov. 27, 2017. (AP Photo/Jacquelyn Martin)
November 28, 2017 - 8:35 pm
WASHINGTON (AP) — President Donald Trump scored a victory Tuesday when a federal judge refused to block the president's choice to temporarily run the nation's top consumer financial watchdog and, for the moment, ended a two-way battle for leadership of the agency. Judge Timothy Kelly declined to...
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From left, Leandra English, who was elevated to interim director of the Consumer Financial Protection Bureau by its outgoing director, meets with Senate Minority Leader Chuck Schumer, D-N.Y., and Sen. Elizabeth Warren, D-Mass., to discuss the fight for control of the U.S. consumer watchdog's fate after President Donald Trump chose White House budget director Mick Mulvaney for the same post, on Capitol Hill in Washington, Monday, Nov. 27, 2017. (AP Photo/J. Scott Applewhite)
November 28, 2017 - 7:27 pm
WASHINGTON (AP) — The Latest on the dispute over leadership of the Consumer Financial Protection Bureau (all times local): 6:45 p.m. Lawyers for Leandra English, who argue that she's the rightful acting director of the Consumer Financial Protection Bureau, are now exploring their legal options...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
November 06, 2017 - 10:43 am
Mother Nature could be excused if she wondered, "How much more prompting do you people need?" This year delivered epic wildfires, devastating hurricanes, massive floods and some pretty horrific earthquakes. Yet many people still haven't taken a few critical steps to protect their financial lives...
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