Personal finance

FILE - This April 2017 file photo provided by NerdWallet shows Brianna McGurran, a columnist for personal finance website NerdWallet.com. "Ask Brianna" is a Q&A column for 20-somethings, or anyone else starting out. (NerdWallet via AP, File)
July 25, 2017 - 11:00 am
"Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
July 17, 2017 - 10:06 am
Daniel Montville knew a debt consolidation loan wouldn't solve his financial problems, but the hospice nurse hoped it would give him some breathing room. He had already filed for bankruptcy once, in 2005, and was determined not to do it again. Montville took out the loan in 2015, but within a year...
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FILE - In this Oct. 7, 2015, file photo, Consumer Financial Protection Bureau Director Richard Cordray listens to a speaker during a hearing in Denver. The CFPB has decided to broadly ban the use of so-called arbitration clauses from financial products. Cordray said mandatory arbitration clauses are a way for banks and other financial companies to “sidestep the legal system.” Consumer advocates have been pushing for years for stricter federal regulation of these types of clauses. But the move is likely to face pushback from the banking industry and the Republican-controlled Congress. (AP Photo/Brennan Linsley, File)
July 10, 2017 - 3:52 pm
NEW YORK (AP) — A federal agency tasked with looking out for consumers moved Monday to broadly ban the use of mandatory arbitration clauses, setting up a likely showdown with Republicans who oppose the change and want more control over the bureau in general. The ban would apply when groups of...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
June 26, 2017 - 10:08 am
Starting July 1, the credit scores of up to 14 million people could begin to rise as credit reports are scrubbed of nearly all civil judgments and many tax liens. Consumer advocates hail the data's deletion as a long-overdue victory for people whose scores were unfairly dinged by inaccurate...
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In this Wednesday, June 14, 2017, photograph, Danny Aguilar poses from his office in his home in Lakewood, Colo. Aguilar, like nearly half of Americans surveyed in a new poll conducted by The Associated Press-NORC Center Public Affairs Research, said they will not be taking a vacation this summer because they can not afford it or can not get time away from the job. (AP Photo/David Zalubowski)
June 15, 2017 - 9:57 am
Forget frequent flier miles, last-minute getaways and even road trips. Nearly half of Americans say they won't be taking a vacation this summer, mostly because they can't afford it, according to a new poll by The Associated Press-NORC Center for Public Affairs Research. The new AP-NORC survey,...
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June 15, 2017 - 9:14 am
Planning a trip this summer? Turns out lots of Americans say they can't afford one. According to a new poll by The Associated Press-NORC Center Public Affairs Research, nearly half of Americans — 43 percent — say they won't be taking a vacation this summer. And among those non-vacationers, 49...
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This file photo made Thursday, Dec. 8, 2016, shows the gallery during a Dallas Police & Fire Pension System board of trustees meet in Dallas. Gov. Greg Abbott recently signed two bills aimed at fixing troubled pensions in Dallas and Houston respectively. Both are projected to have billions of dollars in unfunded liabilities that could have caused them to go broke in a decade or less. (AP Photo/LM Otero)
June 10, 2017 - 11:34 am
DALLAS (AP) — One by one, Pete Bailey, Clint Conway, Julian Bernal and a half dozen other retired police officers and firefighters stood up in December and told the Dallas Police and Fire Pension Board that they had been counting on their deferred retirement accounts to supplement their pensions...
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This file photo made Thursday, Dec. 8, 2016, shows the gallery during a Dallas Police & Fire Pension System board of trustees meet in Dallas. Gov. Greg Abbott recently signed two bills aimed at fixing troubled pensions in Dallas and Houston respectively. Both are projected to have billions of dollars in unfunded liabilities that could have caused them to go broke in a decade or less. (AP Photo/LM Otero)
June 10, 2017 - 11:33 am
DALLAS (AP) — Texas recently enacted two laws that state and local officials hope will stabilize the Dallas Police and Fire Pension and a similar one affecting Houston's police, fire and municipal workers. The state stepped in after the Dallas fund saw about 20 percent of its assets withdrawn in...
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This photo provided by General Motors Company shows the 2018 Buick Regal Tour X. Under the hood, every Regal Tour X will be motivated by GM's familiar 2.0-liter turbocharged four-cylinder engine, rated at 250 horsepower and 295 pound-feet of torque in this application. In a nod to rugged rivals such as the Audi Allroad and Subaru Outback, all-wheel drive will come standard as will crossover-inspired plastic wheel arches and a little extra ground clearance. (Courtesy of General Motors Corporation via AP)
June 09, 2017 - 8:43 am
When car-based crossover SUVs first hit the market nearly two decades ago, they were supposed to spell doom for the traditional station wagon. But recent trends suggest that, like many demises, the wagon's was greatly exaggerated. The renaissance may be fueled by sheer SUV fatigue. Or perhaps...
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In this photo provided by William Camargo, taken in 2014, Jose Victor Camargo is seen Anaheim, Calif. Suddenly jobless and with small children to support, Jose Victor Camargo without hesitation cashed out a retirement account he had with his former employer. That was more than a decade ago, and the father of three used the money to pay for rent and stay afloat until he found another job. “We are always in need, so I used the money,” he said in Spanish. “We were struggling. We tried to make the money stretch.” (Courtesy of William Camargo via AP)
May 24, 2017 - 1:09 pm
CHICAGO (AP) — Suddenly jobless and with small children to support, Jose Victor Camargo without hesitation cashed out a retirement account he had with his former employer. That was more than a decade ago, and the father of three used the money to pay for rent and stay afloat until he found another...
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