Personal finance

FILE - In this Wednesday, Feb. 20, 2019, photo a price reduced for sale sign sit in front of a home in north Dallas. On Thursday, May 30, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/LM Otero, File)
May 30, 2019 - 2:45 pm
WASHINGTON (AP) — U.S. long-term mortgage rates fell for the fifth consecutive week, tipping the key 30-year loan average below 4% for the first time in nearly a year and a half. The declining rates have been a boon to potential purchasers in the spring home buying season. Mortgage buyer Freddie...
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FILE - In this Tuesday, Jan. 5, 2016, file photo, people walk at the National Constitution Center in Philadelphia. Americans generally do not have enough saved for retirement and Congress is considering a number of measures to address that. (AP Photo/Matt Rourk, File)
May 24, 2019 - 6:16 am
Americans generally do not have enough saved for retirement and Congress is considering a number of measures to address that. There are a few retirement-related bills of note making their way through Congress. One in particular, the Secure Act, gained significant traction this week. The House voted...
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FILE- In this Feb. 20, 2019, file photo a coming soon for sale sign sits in front of a home in the Dallas suburb of Richardson, Texas. On Thursday, May 23, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/LM Otero, File)
May 23, 2019 - 10:47 am
WASHINGTON (AP) — U.S. long-term mortgage rates fell slightly this week, marking a fourth straight week of declines to lure prospective purchasers in the spring homebuying season. Mortgage buyer Freddie Mac says the average rate on the 30-year, fixed-rate mortgage slipped to 4.06% from 4.07% last...
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FILE- In this March 14, 2019, file photo, people walk on the Stanford University campus beneath Hoover Tower in Stanford, Calif. The amount of free money you receive for college may decrease after your freshman year. To hang on to scholarships and grants, and avoid paying more for your education than you expected, understand the terms of your financial aid offer, contact your school’s financial aid office if your income changes and plan ahead for tuition increases.(AP Photo/Ben Margot, File)
May 16, 2019 - 10:47 am
Grants and scholarships are the best ways to pay for college because you don't have to repay them. But if you chose a college because it offered you the most free money, your final bill may end up bigger than you thought. More than 72% of college students ages 18 and younger received scholarships,...
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FILE - In this Feb. 20, 2019, file photo Saks Fifth Avenue shoppers pass through the luxury handbag section of Saks' flagship store in New York. Shopping can be a form of relaxation, an entertaining way to spend time or even a hobby. But it can turn into an expensive habit. (AP Photo/Kathy Willens, File)
May 14, 2019 - 10:44 am
Shopping can be a form of relaxation, an entertaining way to spend time or even a hobby. But it can turn into an expensive habit. Whether you sometimes give in to a weakness for designer handbags or brand-name shoes, here are three ways to help you manage the urge to spend. Pick the tactic that...
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FILE - This April 2017, file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
May 13, 2019 - 7:28 am
Retirement experts frequently recommend working longer if you haven't saved enough. But you may not realize just how powerful a little extra work can be. Researchers who compared the relative returns of working longer versus saving more last year reached some startling findings. Among them : —...
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May 09, 2019 - 11:19 am
Congrats on saving up for that down payment! And hats off for committing to mortgage payments, homeowners insurance and property taxes. Now for your reward: home sweet, sparsely furnished home. Furniture shopping may be the last thing you want to do, but it may be necessary if you moved into a...
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A customer carries his shopping bag as she walks out of a newly-opened Amazon Go store, Tuesday, May 7, 2019 in New York. The store will be the first Amazon Go store to accept cash. At its other shops, customers can only enter with an app that links to a credit card or an Amazon account.(AP Photo/Mark Lennihan)
May 07, 2019 - 5:31 pm
SAN FRANCISCO (AP) — The Latest on a San Francisco vote on making retailers take cash (all times local): 2:30 p.m. San Francisco supervisors unanimously approved legislation requiring retailers to accept cash for payment. San Francisco on Tuesday followed Philadelphia and New Jersey in banning...
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May 07, 2019 - 5:23 pm
NEW YORK (AP) — Debt collectors will be able to start contacting borrowers via text and email under new regulations proposed by the Consumer Financial Protection Bureau. The rules released Tuesday are an update to debt collection regulations enacted in the 1970s, which never took into account...
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This Thursday, May 2, 2019, photo shows a sign posted on a door alerting customers that cash is not accepted at Freshroll Vietnamese Rolls and Bowls in San Francisco. San Francisco is about to require brick-and-mortar retailers to take cash in payment for goods, joining Philadelphia and New Jersey in banning a practice that critics say discriminates against the poor. (AP Photo/Jeff Chiu)
May 07, 2019 - 1:27 am
SAN FRANCISCO (AP) — San Francisco is about to require brick-and-mortar retailers to take cash as payment, joining Philadelphia and New Jersey in banning a growing paperless practice that critics say discriminates against low-income people who may not have access to credit cards. The Board of...
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