Blogs

Dave Ramsey
December 12, 2017 - 2:15 pm
Dear Dave, My wife co-signed on a loan for an old boyfriend five or six years ago. Now, a collection agency is after her for the remaining $5,000. We make about $90,000 a year combined, and our attorney recommended we file Chapter 7 bankruptcy. The idea of filing bankruptcy scares me. Is there a...
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Of Vulnerable Adults' Stimulus Checks
December 11, 2017 - 4:02 pm
Do you ever feel like you’re in a chronic cash crunch? That can put a real damper on your days, and take the hope and expectation out of a new year. But if money tops your list of New Year’s resolutions, you’re in luck! Research shows you’re on the road to success. According to Fidelity Investments...
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Upstate Outdoors
December 08, 2017 - 2:02 pm
It is said that men are hard to buy for. You can double the degree of difficulty if that man, or woman, loves to spend their free time in the outdoors. The problem with buying “stuff” for anyone who is deeply entrenched in any given sport or activity is knowing what “level” the gift receiver is at...
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Dave Ramsey
December 05, 2017 - 12:54 pm
Dear Dave, I just accepted a new job that will pay me $30,000 a year more than my old position. I’ve got about $55,000 in debt I’ve been working hard to pay off, and I know now I need to adjust my budget. Do you have any advice? Mitch Dear Mitch, The first thing I’d say is don’t go crazy on any big...
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Dave Ramsey
December 04, 2017 - 12:48 pm
If you’re like the Hogan household, the month of December means one thing — Christmas! Decorations, parties, church, family time and lots of stocking stuffers! In the seasonal hullabaloo, it’s easy to forget one very important activity that must be on your to-do list: an end-of-year financial check...
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Dave Ramsey
November 28, 2017 - 1:00 pm
One of the biggest problems with Christmas is how it moves around on the schedule every year. You never know when it's going to be, when it might be coming, and then BOOM! There it is at your front door saying, "Hey, I'm Christmas. Buy stuff!" But, wait a minute … Christmas is on the same day every...
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Dave Ramsey
November 28, 2017 - 12:49 pm
Dear Dave, My wife and I are trying to improve our finances by living on a budget and following your plan. We’re in the middle of Baby Step 2, so we’re working to pay off everything but our house using the debt snowball. We only bring home about $40,000 a year combined right now, so how should we...
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Dave Ramsey
November 14, 2017 - 2:08 pm
Dear Dave, Our son is about to graduate from law school. He took out a loan to cover the cost, but we’ve always been debt-free and have been paying on it to help him out while he finishes his studies. The balance on the loan right now is around $30,000. He has a job waiting for him after he...
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Upstate Outdoors
November 10, 2017 - 11:16 am
Wildlife management is not an exact science. In a lot of ways it’s like growing roses. The gardener works to perfect the plant by shaping and pruning the stems while watering, feeding and shaping the bush. Though the rose is beautiful on the vine, its beauty is also shared by cutting the flower,...
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Dave Ramsey
November 06, 2017 - 4:58 pm
Dear Dave, Do you have any tips for how single people can stay on track with their finances? Deb Dear Deb, The first thing I’d suggest is the same advice I give to married couples, and that is to spend less than you make, and live on a written, monthly budget. Sit down at the end of each month and...
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