Dave Says

Dave Ramsey
September 11, 2018 - 2:17 pm
Dear Dave, I’m stuck in a dead-end job, and I only have a high school diploma. I’ve never minded long hours and hard work, but I’ve begun to realize I need to have a better career, so I can spend more time with my kids. I feel like I’m missing out on their lives, because I work 65 to 70 hours every...
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Dave Ramsey
August 28, 2018 - 3:27 pm
Dear Dave, How do you feel about taking money out of savings to pay off credit cards? Peggy Dear Peggy, I’m okay with this under two conditions. One is that you cut up the credit cards, close the accounts, and never use those things again. The second is that you don’t wipe out your savings in the...
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Dave Ramsey
August 21, 2018 - 5:07 pm
Dear Dave, My wife and I are following your plan, and we just paid off all our debt except for the house. Since we work for the same company, do you think we should have an emergency fund that is larger than you normally recommend? Don Dear Don, That’s great news! You’ve finished Baby Step 2, and...
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Dave Ramsey
August 14, 2018 - 1:07 pm
Dear Dave, My wife and I are not on the same page when it comes to money and our two teenage daughters. I think they should be learning the value of work and money, but she doesn’t want them to work. She regularly hands them spending money and buys them expensive gifts. I want our girls to have...
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Dave Ramsey
August 07, 2018 - 12:34 pm
Dear Dave, Do you believe the adult child of a senior citizen, who is physically and mentally healthy but has neglected to plan for retirement, should be burdened with providing financial assistance to that parent? Robbie Dear Robbie, Based on the wording in your question, I can only believe you...
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Dave Ramsey
July 31, 2018 - 11:36 am
Dear Dave, I’m a landlord, and I own a few houses and duplexes around town. Recently, I made the mistake of renting to some tenants who were not respectful of my property. Do you have any tips for selecting good renters? Joe Dear Joe, In my experience, most landlords simply aren’t thorough enough...
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Dave Ramsey
July 20, 2018 - 12:34 pm
By Christy Wright Being a summer baby, I love the warm weather months. I love cookouts and picnics, vacations, and being outside as much as possible. Everyone is in a better mood, and it seems like there are endless fun things to do and get into. During the summer season, many of us have dreams and...
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Dave Ramsey
July 17, 2018 - 1:32 pm
Dear Dave, I own a small business with two employees, and I have a bit of a hiring conundrum. I’m looking at two candidates for a position, and on paper they’re evenly matched. I’ve interviewed each of them four times, and I’m still undecided. I was hoping you had an idea for determining which is...
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July 09, 2018 - 2:38 pm
Dear Dave, I started looking at life insurance policies after my wife and I had our daughter. During the screening process, I found out I had testicular cancer. I went through treatments, and the doctors have officially declared me to be in remission. Still, I can’t find a life insurance company...
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Dave Ramsey
July 05, 2018 - 9:38 am
Dear Dave, My husband and I finally have our full emergency fund in place. Like you recommend, we’ve kept it in a money market account with check writing privileges for easy accessibility. Recently, we heard about short-term bond funds with a higher interest rate than our current money market...
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