Personal finance

FILE - This April 13, 2019, file photo, shows homes in suburban Salt Lake City. On Thursday, Jan. 9, 2020, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Rick Bowmer, File)
January 09, 2020 - 1:29 pm
WASHINGTON (AP) — U.S. long-term mortgage rates fell this week to their lowest level in 13 weeks, as financial markets roiled by U.S.-Iran conflict pushed investors toward the safety of Treasury bonds. The yield on Treasury bonds, especially the 10-year note, tends to influence mortgage rates...
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FILE - This Aug. 11, 2019 file photo shows Visa credit cards in New Orleans. On Wednesday, Jan. 8, 2020, the Federal Reserve releases its August report on consumer borrowing for November. (AP Photo/Jenny Kane, File)
January 08, 2020 - 3:27 pm
WASHINGTON (AP) — U.S. consumers slowed their borrowing in November, mainly by piling up less credit card debt. The Federal Reserve said Wednesday that consumer credit rose by a seasonally adjusted $12.5 billion in November, down from a gain of $19 billion in October. The sharp slowdown reflected a...
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FILE - This April 13, 2014, file photo shows the Internal Revenue Service (IRS) headquarters building in Washington. 2019 was another tough year for the IRS, according to a new federal report. Burdened with years of budget cuts and a recent increase in workload to implement a new tax law, the IRS struggled to deliver on its mission in the past fiscal year. The annual report from the Office of Taxpayer Advocate found that in the 2019 fiscal year, among other problems, the agency failed to collect billions in unpaid taxes. (AP Photo/J. David Ake, File)
January 08, 2020 - 2:20 pm
2019 was another tough year for the IRS, according to a new federal report. Burdened with years of budget cuts and a recent increase in workload to implement a new tax law, the IRS struggled to deliver on its mission in the past fiscal year. The annual report from the Office of Taxpayer Advocate...
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Oakland Mayor Libby Schaaf, left, talks with Misty Cross, second from left, Tolani King, center, Sharena Thomas, second from right, and Dominique Walker, all from the group Moms 4 Housing, at a rally outside of City Hall in Oakland, Calif., Tuesday, Jan. 7, 2020. Some California lawmakers said they support a group of homeless women who have been illegally living in a vacant three-bedroom house since November, partly to protest real estate speculators who drive up housing costs in the pricey San Francisco Bay Area. (AP Photo/Jeff Chiu)
January 07, 2020 - 9:57 pm
OAKLAND, Calif. (AP) — Some California lawmakers said they support a group of homeless women who have been illegally living in a vacant three-bedroom house since November, partly to protest real estate speculators who drive up housing costs in the pricey San Francisco Bay Area. Moms 4 Housing, a...
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FILE - In this Nov. 15, 2019, file photo, Maricopa County Assessor Paul Petersen leaves court in Salt Lake City. He resigned from his elected position on Tuesday, Jan. 7, 2020, months after being charged with running a human smuggling operation that paid pregnant women from the Marshall Islands to give up their babies in the U.S. (AP Photo/Rick Bowmer, File)
January 07, 2020 - 5:55 pm
PHOENIX (AP) — An elected official in metro Phoenix resigned Tuesday, months after being charged with running a human smuggling operation that paid pregnant women from the Marshall Islands to give up their babies in the U.S. The resignation of Maricopa County Assessor Paul Petersen came after...
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FILE - In this Oct. 22, 2019, photo a sign stands outside a home for sale in southeast Denver. On Thursday, Jan. 2, 2020, Freddie Mac reports on this week's average U.S. mortgage rates. (AP Photo/David Zalubowski, File)
January 02, 2020 - 11:38 am
WASHINGTON (AP) — U.S. long-term mortgage rates declined slightly this week, remaining close to the historically low levels where they have hovered for the past two months. Mortgage buyer Freddie Mac said Thursday the average rate for a 30-year fixed-rate mortgage eased to 3.72% from 3.74% last...
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In this March 2017, photo, provided by Rep. Kimberly Dudik, Dudik speaks on the floor of the legislature holding her newborn son Marcutio in Helena, Mont. As experts predict another banner year of women running for office, hurdles remain particularly for those like Dudik who have young children. Only six states have laws specifically allowing the use of campaign funds for child care. In most states, including Montana, the law is silent on the issue and up to interpretation by state agencies or boards. (Rep. Nate McConnell/Rep. Kimberly Dudik via AP)
January 01, 2020 - 2:39 pm
SALT LAKE CITY (AP) — When Kimberly Dudik ran for her fourth term in the Montana House, state officials told her she could not use campaign money to pay for child care for her four young children. She is now running for attorney general and is trying to visit a big chunk of the sprawling state,...
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In this Sept. 23, 2019 photo, rescued migrants look at a map of Europe aboard the Ocean Viking humanitarian ship as it sails in the Mediterranean Sea. The misery of migrants in Libya has spawned a thriving and highly lucrative business, in part funded by the EU and enabled by the United Nations, an Associated Press investigation has found. (AP Photo/Renata Brito)
December 31, 2019 - 3:14 pm
TRIPOLI, Libya (AP) — When the European Union started funneling millions of euros into Libya to slow the tide of migrants crossing the Mediterranean, the money came with EU promises to improve detention centers notorious for abuse and fight human trafficking. That hasn’t happened. Instead, the...
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FILE - In this Nov. 14, 2019, file photo a pair of specialists work on the floor of the New York Stock Exchange. Investments around the world were all winners in 2019 as central banks unleashed more stimulus to bolster the global economy against the damage created by President Donald Trump’s trade war. (AP Photo/Richard Drew, File)
December 26, 2019 - 4:23 pm
NEW YORK (AP) — On January 3, the S&P 500 sank 2.5% when Apple warned of sagging demand for the iPhone, an inauspicious start to 2019 following a 14% drubbing in last year's fourth quarter. On January 4, Federal Reserve Chairman Jay Powell said the central bank would be "patient" with its...
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FILE - In this Aug. 27, 2018, file photo downtown Los Angeles buildings and officer workers are reflected in the front windows by a bank. When applying for a personal loan, some lenders may ask you for information that isn’t on your credit report. In some cases, information like where you live, where you went to school and your major are taken into account. (AP Photo/Richard Vogel, File)
December 26, 2019 - 9:31 am
Would you feel comfortable disclosing your bank account information on a personal loan application? What about your work history? Your college major? That’s what it could take to borrow money from some loan companies that consider alternative data — which can be anything that isn’t in your credit...
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