Personal loans

FILE- In this Jan. 14, 2019, file photo a sold sign outside a home in Mt. Lebanon, Pa. On Thursday, Feb. 7, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Gene J. Puskar, File)

FILE- In this Aug. 9, 2018, photo a manager of a financial services store in Ballwin, Mo., counts cash being paid to a client as part of a loan. The nation's federal financial watchdog has announced its plans to roll back most of its consumer protections governing the payday lending industry. It's the Consumer Financial Protection Bureau's first rollback of regulations under its new Director, Kathy Kraninger, who took over the bureau late last year. (AP Photo/Sid Hastings, File)

In this pool image from video, Stacey Abrams delivers the Democratic party's response to President Donald Trump's State of the Union address, Tuesday, Feb. 5, 2019 from Atlanta. Abrams narrowly lost her bid in November to become America's first black female governor, and party leaders are aggressively recruiting her to run for U.S. Senate from Georgia. Speaking from Atlanta, Abrams calls the shutdown a political stunt that "defied every tenet of fairness and abandoned not just our people, but our values." (Pool video image via AP)

FILE- In this June 15, 2018, file photo, twenty dollar bills are counted in North Andover, Mass. Default on your federal student loans and the government can take up to 15 percent of each paycheck to satisfy your debt. The Education Department can also withhold federal benefits like tax returns and Social Security payments. Garnishment is an effective tool to recoup unpaid loans, private collection agencies enlisted by the Education Department took in over $841.6 million via wage garnishment in the 2018 fiscal year, but it inflicts serious financial strain on borrowers who are already struggling. (AP Photo/Elise Amendola, File)

Anthony Spencer, whose wife, Chastity, right, is a furloughed federal worker, holds his daughter, Sydney, as they wait in line with others who are affected by the partial government shutdown for Philabundance volunteers to distribute food under Interstate 95 in Philadelphia, Wednesday, Jan. 23, 2019. (AP Photo/Matt Rourke)

Anthony Spencer, whose wife, Chastity, right, is a furloughed federal worker, holds his daughter, Sydney, as they wait in line with others who are affected by the partial government shutdown for Philabundance volunteers to distribute food under Interstate 95 in Philadelphia, Wednesday, Jan. 23, 2019. (AP Photo/Matt Rourke)

FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)

In this Thursday, Jan. 3, 2019, photo a realtor sign marks a home for sale in Franklin Park, Pa. On Thursday, Jan. 17, 2019, Freddie Mac reports on this week’s average U.S. mortgage rates. (AP Photo/Keith Srakocic)

Esther Anastasia holds a sign during a protest rally with government workers and their supporters in Boston, Friday, Jan.11, 2019. The workers rallied with Democratic U.S. Sen. Ed Markey and other supporters to urge that President Donald Trump put an end to the shutdown so they can get back to work. (AP Photo/Michael Dwyer)

FILE - In this Jan. 3, 2019, file photo a realtor sign marks a home for sale in Franklin Park, Pa. The partial federal government shutdown is complicating the already complicated process of getting and managing a mortgage. For one thing, the political storm is like severe weather at a major airport: You can expect minor delays or worse. Also, it could mean financial hardship for some federal government employees facing mortgage payments without their regular paychecks. (AP Photo/Keith Srakocic)