Personal loans

    FILE - In this April 10, 2019, file photo, Goldman Sachs chairman and CEO David Solomon testifies before the House Financial Services Commitee during a hearing in Washington. Goldman Sachs said its first quarter earnings fell by 21% from a year earlier, hurt by a slowdown in trading. Solomon described the quarter as a "muted start to the year," in a written statement. (AP Photo/Patrick Semansky, File)
    April 15, 2019 - 9:07 am

    Goldman profits fall 21% from year ago, hurt by trading

    NEW YORK (AP) — Goldman Sachs said its first quarter earnings fell by 21% from a year earlier, hurt by a slowdown in trading. The investment bank earned a profit of $2.25 billion, or $5.71 a share, down from a profit of $2.83 billion, or $6.95 a share, in the same period a year earlier. The results...
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    FILE- This June 10, 2015, file photo shows chip credit cards in Philadelphia. Money can’t buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. (AP Photo/Matt Rourke, File)
    March 28, 2019 - 9:16 am

    How your tax refund could improve your credit

    Money can't buy you a good credit score, but you might be able to use your income tax refund strategically to polish your credit. How to go about it depends on where you are in your credit journey. IF YOU'RE NEW TO CREDIT If you're just starting out, you can use a tax refund to get a credit card...
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    In this Sunday, March 24, 2019 photo a passer-by walks on a pedestrian walkway, in Boston's Seaport district. At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That’s the highest level since 2007. “Understanding your options and making a plan is imperative,” says Billy Hensley, CEO of the National Endowment for Financial Education. “Anyone doing that is going in the right direction.” (AP Photo/Steven Senne)
    March 26, 2019 - 9:05 am

    Millennial Money: There's more than 1 way to slay a debt

    The saying that debt is easy to get into and hard to get out of hits home for younger Americans: At the end of 2018, 18- to 29-year-olds carried over $1 trillion in debt, according to the Federal Reserve. That's the highest level since 2007. "Understanding your options and making a plan is...
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    FILE- In this Feb. 20, 2019, file photo a coming soon for sale sign sits in front of a home in the Dallas suburb of Richardson, Texas. On Tuesday, March 26, the Standard & Poor's/Case-Shiller 20-city home price index for January is released. (AP Photo/LM Otero, File)
    March 26, 2019 - 9:03 am

    US home price gains fall to lowest in more than 6 years

    WASHINGTON (AP) — U.S. home prices rose at their slowest pace in more than six years in January, as higher mortgage rates weighed on sales. The S&P CoreLogic Case-Shiller 20-city home price index increased 3.6 percent in January from a year earlier, down from 4.1 percent in the previous month...
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    A screen on the floor of the New York Stock Exchange shows the rate decision of the Federal Reserve, Wednesday, March 20, 2019. The Federal Reserve is leaving its key interest rate unchanged and projecting no rate hikes in 2019, dramatically underscoring its plan to be "patient" about any further increases. (AP Photo/Richard Drew)
    March 21, 2019 - 3:14 am

    After the fall: How to take advantage of lower rates

    NEW YORK (AP) — So much for those worries about rising interest rates. Just a few months ago, rising rates were bearing down on everyone from home buyers to stock investors after the Federal Reserve put through seven quarter-point increases in 2017 and 2018. But some rates began easing early this...
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    FILE- In this Feb. 26, 2019, file photo Federal Reserve Chairman Jerome Powell testifies before the Senate Banking, Housing and Urban Affairs Committee on monetary policy on Capitol Hill in Washington. On Wednesday, March 20, the Federal Reserve releases its latest monetary policy statement after a two-day meeting. (AP Photo/Kevin Wolf, File)
    March 20, 2019 - 3:22 pm

    Federal Reserve foresees no interest rate hikes in 2019

    WASHINGTON (AP) — The Federal Reserve left its key interest rate unchanged Wednesday and projected no rate hikes in 2019, reflecting a dimmer view of the economy as growth weakens in the United States and abroad. The Fed said it was keeping its benchmark rate — which can influence everything from...
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    FILE - In this Sept. 25, 2017 file photo, Ivanka Trump stands before President Donald Trump signs a memorandum to expand access to STEM, science technology engineering and math, education, in the Oval Office of the White House in Washington. The Trump administration on Monday proposed new limits on federal student loans taken out by parents and graduate students as part of a broader plan to curb the cost of college. White House officials included the plan in a list of suggested changes to the Higher Education Act, a sweeping federal law that governs student lending and is in the process of getting its first overhaul from Congress in more than a decade. Ivanka Trump, the daughter and adviser of President Donald Trump, unveiled the plan at a meeting of the National Council for the American Worker, an advisory group created last July that Ivanka helps lead. (AP Photo/Alex Brandon)
    March 18, 2019 - 6:00 pm

    White House proposes caps on student loan borrowing

    The Trump administration on Monday proposed new limits on federal student loans taken out by parents and graduate students as part of a broader proposal to curb the cost of college. White House officials included the plan in a list of suggested changes to the Higher Education Act, a sweeping...
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    FILE- In this May 17, 2018, file photo, new graduates line up before the start of the Bergen Community College commencement at MetLife Stadium in East Rutherford, N.J. In high school, students hear that they should earn a college degree to have a well-paying, successful career. But student debt isn’t good when your degree doesn’t lead to a job that earns enough to repay it. (AP Photo/Seth Wenig, File)
    March 14, 2019 - 11:03 am

    Why college students take on loans they can't repay

    Students take on college debt with the best of intentions. They've been told that a college degree is a ticket to success. That they should pursue their dreams. That student debt is good debt. But how do smart students wind up with debt they can't repay? Here are three reasons, plus ways to avoid...
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    FILE - In this May 10, 2018, file photo, students walk past Sather Gate on the University of California at Berkeley campus in Berkeley, Calif. Choosing a college based on price can save you from overwhelming student debt, give your parents a break and increase the likelihood of a return on investment in your education. (AP Photo/Ben Margot, file)
    February 28, 2019 - 1:40 pm

    3 reasons to choose a college based on price

    Many prospective students choose a college for its location, its reputation or even its campus vibe. Here are three reasons to choose a college based on price. YOU CAN AVOID HIGH STUDENT DEBT If you pick an affordable college, you're less likely to be burdened with high debt. Borrowing less now...
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    FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
    February 19, 2019 - 12:07 am

    Liz Weston: Are you picking the wrong money goals?

    Setting smart, achievable goals is important if you want to take charge of your financial life. But many of us are surprisingly bad at choosing the goals that actually matter most to us. Investment research firm Morningstar had 318 people write down their top three financial priorities, then showed...
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