Personal saving

This undated photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. (NerdWallet via AP)
November 25, 2019 - 11:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
April 30, 2018 - 11:02 am
The emergency fund is a bust. Millions of Americans don't have one, and some of those who do resist tapping what they've saved. I'd like to propose an alternative for both sets of people: The "oh, crap!" fund, a savings account for not-quite-emergency expenses. One of the reasons people don't have...
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FILE - This April 2017 file photo provided by NerdWallet shows Brianna McGurran, a columnist for personal finance website NerdWallet.com. "Ask Brianna" is a Q&A column for 20-somethings, or anyone else starting out. (NerdWallet via AP, File)
January 02, 2018 - 10:23 am
"Ask Brianna" is a column from NerdWallet for 20-somethings or anyone else starting out. I'm here to help you manage your money, find a job and pay off student loans — all the real-world stuff no one taught us how to do in college. Send your questions about postgrad life to askbrianna@nerdwallet...
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FILE - In this Sept. 8, 2015, file photo, kindergarten students listen as teacher Amy Holland reads on the first day of school at Nancy Ryles Elementary School in Beaverton, Ore. A last-minute amendment to the Republicans' tax plan would allow parents to use savings from 529 education savings accounts to pay for K-12 education, including homeschool expenses. It's been hailed as a win for school choice because it would expand a program that's been restricted to college tuition and expenses, although critics say it would benefit only wealthy families. (AP Photo/Don Ryan, File)
December 05, 2017 - 1:22 pm
A late amendment to the Republicans' tax overhaul plan would allow parents to put money they save for their children's college costs toward K-12 education, including private school tuition and homeschool expenses, in a proposal hailed as a win by school choice supporters. The Senate plan would...
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FILE - In this Tuesday, Jan. 25, 2011, file photo, visitors are silhouetted by the morning sun as they walk along the beach at Pillar Point in Half Moon Bay, Calif. Young parents are often torn between two savings goals: college for their kids and their own retirement. There are strategies that can help satisfy both goals. (AP Photo/Marcio Jose Sanchez, File)
November 14, 2017 - 12:53 pm
Millennials know student loan debt. Borrowers under 30 are carrying more than $376 billion in student loans and those ages 30 to 39 hold more than $408 billion, according to 2015 data from the Federal Reserve Bank of New York Consumer Credit Panel/Equifax. For the parents in that group, it's a...
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FILE - This April 2017 file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. (NerdWallet via AP, File)
May 08, 2017 - 6:23 pm
Some of us hoard cash while paying 18% interest on a credit card balance. Others blow through a tax refund as if it were free money when it's actually a return of our own hard-earned dollars. This brain quirk has a name: mental accounting. We treat money differently depending on where it comes from...
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