Personal spending

FILE - In this July 16, 2019, file photo, Health and Human Services Secretary Alex Azar pauses while speaking during a Cabinet meeting at the White House, in Washington. The government opened a new program Tuesday to provide an HIV prevention drug for free to people who need the protection but have no insurance to pay for it. (AP Photo/Alex Brandon, File)
December 03, 2019 - 9:31 am
WASHINGTON (AP) — The government launched a new program on Tuesday to provide an HIV prevention drug for free to people who need the protection but have no insurance to pay for it. Taking certain anti-HIV drugs every day dramatically reduces the chances that someone who is still healthy becomes...
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People carry shopping bags while crossing a street in San Francisco, Friday, Nov. 29, 2019. Black Friday once again kicked off the start of the holiday shopping season. (AP Photo/Jeff Chiu)
November 30, 2019 - 1:42 pm
NEW YORK (AP) — This year’s Black Friday was the biggest ever for online sales, as fewer people hit the stores and shoppers rang up $7.4 billion in transactions from their phones, computers and tablets. That’s just behind the $7.9 billion haul of last year’s Cyber Monday, which holds the one-day...
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Dutch police secure a shopping street after a stabbing incident in the center of The Hague, Netherlands, Friday, Nov. 29, 2019. Dutch police say multiple people have been injured in a stabbing incident in The Hague's main shopping street. (AP Photo/Phil Nijhuis)
November 30, 2019 - 12:38 pm
THE HAGUE, Netherlands (AP) — Dutch police arrested a 35-year-old homeless man Saturday on suspicion of stabbing three teens on a street in The Hague that was crowded with Black Friday shoppers. The man, whose identity wasn’t released, was detained in The Hague early Saturday evening and taken to a...
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People shop at Macy's department store during Black Friday shopping, Friday Nov. 29, 2019, in New York. Black Friday shoppers fought for parking spots and traveled cross-state to their favorite malls, kicking off a shortened shopping season that intensified the mad scramble between Thanksgiving and Christmas. (AP Photo/Bebeto Matthews)
November 29, 2019 - 5:03 pm
NEW YORK (AP) — Black Friday enthusiasts woke up before dawn and traveled cross-state to their favorite malls in search of hot deals, kicking off a shortened shopping season that intensified the scramble between Thanksgiving and Christmas. But the ever-growing popularity of online shopping and...
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A currency trader talks on the phone near the screen showing the Korea Composite Stock Price Index (KOSPI) at the foreign exchange dealing room in Seoul, South Korea, Friday, Nov. 29, 2019. Shares extended losses in Asia on Friday after Japan and South Korea reported weak manufacturing data that suggest a worsening toll from trade tensions. (AP Photo/Lee Jin-man)
November 29, 2019 - 1:12 pm
NEW YORK (AP) — The latest on developments in financial markets (all times local): 1 p.m. Stocks are ending an abbreviated session of trading with losses after sharp drops in oil and gas prices dragged down energy companies. Trading ended earlier than usual on Friday, which was a half day for...
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FILE - This July 14, 2010, file photo, shows a Charles Schwab office in Oakland, Calif. Charles Schwab is buying rival TD Ameritrade for $26 billion, a blockbuster deal accelerated by disruption in the online brokerage industry. The tie-up announced Monday, Nov. 25, 2019, would create a company so big, however, that it may draw sharp scrutiny from antitrust regulators.(AP Photo/Paul Sakuma, File)
November 25, 2019 - 2:54 pm
NEW YORK (AP) — Charles Schwab is buying rival TD Ameritrade in a $26 billion stock swap, a blockbuster agreement brought about by massive disruption in the online brokerage industry. Bowing to competitive pressure, brokerages have made it free for customers to trade U.S. stocks online. A...
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This undated photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes. (NerdWallet via AP)
November 25, 2019 - 11:28 am
College savings plans are a great way to save for education. But not all college savings plans are great. Most state-sponsored 529 college savings plans, which allow you to invest in a tax-advantaged account for future education costs, have improved significantly in recent years, says Madeline Hume...
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FILE - In this Aug. 15, 2019, file photo, a Pacific Gas & Electric worker walks in front of a truck in San Francisco. California’s Pacific Gas & Electric is faced regularly with a no-win choice between risking the start of a deadly wildfire or immiserating millions of paying customers by shutting off the power. (AP Photo/Jeff Chiu, File)
November 14, 2019 - 1:09 am
The utility that serves more than 5 million electrical customers in one of the world’s most technologically advanced areas is now faced again and again with a no-win decision: risk starting catastrophic deadly wildfires, or turn off the lights and immiserate millions of paying customers. Pacific...
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People visit a memorial garden for victims of a mass shooting in Las Vegas, Thursday, Oct. 3, 2019, in Las Vegas. Two years after a shooter rained gunfire on country music fans from a high-rise Las Vegas hotel, MGM Resorts International reached a settlement that could pay up to $800 million to families of the 58 people who died and hundreds of others who were injured, attorneys said Thursday. (AP Photo/John Locher)
October 03, 2019 - 8:39 pm
LAS VEGAS (AP) — Two years after a shooter rained gunfire on country music fans from a high-rise Las Vegas Strip hotel, MGM Resorts International has agreed to pay up to $800 million to families of the 58 people who died and hundreds of others who were injured, attorneys announced Thursday. The out...
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President Donald Trump delivers remarks on Medicare at the Sharon L. Morse Performing Arts Center, Thursday, Oct. 3, 2019, in The Villages, Fla. (AP Photo/Evan Vucci)
October 03, 2019 - 4:27 pm
THE VILLAGES, Fla. (AP) — President Donald Trump on Thursday accused Democrats of an all-out attempt to “totally obliterate Medicare” and portrayed himself as the program’s defender as he signed a directive to expand the program’s private insurance options. Trump skipped past his own proposals for...
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